PerkPoint was built around one idea: the card and UPI payments people make every day — groceries, food delivery, travel, online shopping — shouldn't just disappear from a bank statement. They should quietly earn something back, in plain Rupees, with no confusing points systems to decode.
PerkPoint partners with merchants and offer networks to track eligible card and UPI transactions. When a linked payment qualifies for an offer, a percentage of that spend is credited to the user's PerkPoint cashback balance in Indian Rupees.
PerkPoint does not issue cards, does not lend money, does not process payments directly, and is not a bank or a payment network. We track eligible transactions through our partners and pass on the resulting cashback to our users.
Cashback is shown and paid in ₹, not points, coins, or credits that need converting.
Offer terms, eligibility, and timelines are described upfront wherever possible, and detailed further in our policies.
You choose which card or UPI handle to link, and you can unlink it or close your account at any time.
Cashback rates, offer availability, and merchant participation are set by our partners and can change without notice. PerkPoint does not guarantee a fixed return, minimum earning, or investment-like outcome from using the platform. Please see our Disclaimer and Terms & Conditions for full details.