Privacy Policy

Last updated: 22 July 2026

This Privacy Policy explains how PerkPoint ("PerkPoint", "we", "us", or "our") collects, uses, shares, and protects information when you use our website and cashback rewards platform (the "Service"). By using the Service, you agree to the collection and use of information as described here.

1. Information we collect

1.1 Information you give us

Account details such as your name, email address, and mobile number.
Card or UPI details you choose to link, to the extent required to identify eligible transactions with our partners.
Bank account details you provide for withdrawing cashback.
Any information you send us through the Contact Us form or by email.

1.2 Information collected automatically

Device and browser information, IP address, and approximate location.
Usage data such as pages visited, links clicked, and time spent on the Service.
Cookies and similar tracking technologies, including analytics and advertising cookies from tools such as Google Analytics or Meta (Facebook) Pixel, where enabled, to help us understand usage and measure the effectiveness of our communications.

1.3 Information from partners

Our partner merchants and offer networks may share transaction confirmation details with us (such as order amount and status) so that we can calculate and credit your cashback.

2. How we use information

To create and maintain your PerkPoint account.
To identify eligible transactions and calculate cashback.
To process withdrawal requests to your linked bank account.
To communicate with you about your account, offers, or support requests.
To detect and prevent fraud, abuse, or violations of our Terms & Conditions.
To improve the Service, including through aggregated and anonymised analytics.
To comply with applicable law, including tax and financial record-keeping requirements.

3. How we share information

We do not sell your personal information. We may share information with:

Partner merchants and offer networks, to confirm eligible transactions.
Payment and banking partners, to process cashback withdrawals.
Service providers who help us operate the Service (such as hosting, analytics, and customer support tools), under confidentiality obligations.
Law enforcement or regulators, where required by applicable law.
A successor entity, in the event of a merger, acquisition, or sale of assets, subject to this Policy or a comparable one.

4. Cookies

We use cookies and similar technologies to keep you signed in, remember your preferences, and understand how the Service is used. You can control cookies through your browser settings; disabling cookies may affect how parts of the Service function.

5. Data security

We use reasonable technical and organisational measures to protect your information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

6. Data retention

We retain personal information for as long as your account is active or as needed to provide the Service, comply with legal obligations, resolve disputes, and enforce our agreements.

7. Your rights and choices

You may access, correct, or request deletion of your personal information by contacting us.
You may unlink a card or UPI handle, or close your account, at any time.
You may opt out of non-essential marketing communications using the unsubscribe link in our emails or by contacting us directly.

8. Children's privacy

The Service is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe a minor has provided us with personal information, please contact us so we can remove it.

9. Changes to this policy

We may update this Privacy Policy from time to time. Material changes will be reflected by updating the "Last updated" date above. Continued use of the Service after changes take effect constitutes acceptance of the updated Policy.

10. Grievance officer & contact

For any privacy-related questions, requests, or grievances, please contact us at the details on our Contact Us page, or write to: privacy@perkpoint.in.