Cashback in ₹ Rupees

Earn real cashback every time you pay by card or UPI.

PerkPoint tracks your everyday card and UPI payments at partner merchants and credits a share of what you spend straight back to you — in Indian Rupees, no points, no confusing conversions.

Free to join. Cashback is credited after the partner merchant confirms your payment.

CREDITED
Cashback Ledger₹ INR
UPI payment · Grocery store+ ₹18.40
Debit card · Online shopping+ ₹64.00
UPI payment · Food delivery+ ₹9.75
Credit card · Travel booking+ ₹210.50
Total this month₹ 302.65
Why PerkPoint

One simple habit. Cashback that adds up.

Keep paying the way you already do — by card or UPI. PerkPoint quietly tracks eligible payments and turns a portion of them into cashback.

01

Card cashback

Link an eligible debit or credit card and earn cashback on qualifying purchases at partner merchants, both online and in-store.

02

UPI cashback

Pay using your regular UPI app for everyday purchases and get a portion of eligible transactions back as cashback in Rupees.

03

Simple withdrawals

Once your cashback balance crosses the minimum threshold, request a withdrawal to your linked bank account.

The process

How your cashback is calculated

Sign up

Create a free PerkPoint account with your email or mobile number.

Link card or UPI

Securely connect the card or UPI handle you already use for daily payments.

Shop & pay as usual

Pay at any participating partner merchant, online or offline.

Earn & withdraw

Cashback is added to your account and can be withdrawn to your bank once eligible.

Read the full walkthrough
₹0Joining fee
500+Partner merchant offers
24–72 hrsTypical cashback confirmation window

Ready to start earning cashback?

It takes less than five minutes to create an account and link your first card or UPI handle.

Talk to us