Here is exactly what happens from the moment you sign up to the moment cashback lands in your bank account.
Sign up with your email or mobile number and set a password. This takes about a minute and does not require any payment information upfront.
Securely connect the debit card, credit card, or UPI ID you already use for daily spending. PerkPoint uses this only to identify eligible transactions with partner merchants.
Check current partner offers on PerkPoint, or simply pay as you normally would — many offers are tracked automatically at checkout.
Complete your payment through your bank's or UPI app's usual process. PerkPoint does not intercept or hold your payment at any point.
Our partner merchant or offer network confirms the transaction is eligible. This confirmation usually takes between 24 hours and a few weeks, depending on the merchant.
Once confirmed, cashback is added to your PerkPoint balance in Indian Rupees, visible on your dashboard.
Withdrawals can be requested once your confirmed cashback balance meets the minimum withdrawal amount stated in your account.
Request a withdrawal, and the amount is transferred to your linked bank account, usually within a few business days.
Merchants and offer networks need time to confirm a purchase wasn't cancelled, returned, or refunded before cashback is finalised. This protects both users and merchants from paying out cashback on incomplete orders.
Only transactions at participating partner merchants, made under active offer terms, are eligible. Everyday payments outside these partnerships will not generate cashback.
Our FAQ page covers the most common questions, or you can contact our support team directly.