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Disclaimer

Disclaimer

Last updated: 22 July 2026

1. General information only

The content on the PerkPoint website is provided for general informational purposes about our cashback rewards platform. It does not constitute financial, investment, tax, or legal advice, and should not be relied upon as such.

2. Not a bank or payment network

PerkPoint is an independent cashback rewards platform. We are not a bank, non-banking financial company, or payment aggregator, and we are not affiliated with, endorsed by, or acting on behalf of the Reserve Bank of India (RBI), the National Payments Corporation of India (NPCI), UPI, Visa, Mastercard, RuPay, or any card-issuing bank. All references to card or UPI payments describe how our tracking works with your existing bank, card issuer, or UPI app — we do not hold, move, or have access to your funds directly.

3. Cashback is not guaranteed income

Cashback amounts depend on offers made available by third-party partner merchants and offer networks, and are not a guaranteed, fixed, or investment-like return. PerkPoint makes no promise regarding the amount, frequency, or continued availability of any cashback offer.

4. Third-party merchants and offers

Offer details, pricing, stock availability, and delivery are entirely controlled by the relevant third-party merchant. PerkPoint is not responsible for the quality of goods or services purchased, merchant customer service, or disputes arising directly from a purchase — these should be raised with the merchant.

5. Accuracy of information

While we try to keep offers, rates, and other information on this website accurate and up to date, errors or delays can occur, including on the part of our partners. We reserve the right to correct errors and update information at any time without prior notice.

6. Security reminder

PerkPoint will never ask you for your card PIN, CVV, UPI PIN, net banking password, or OTP. Do not share these details with anyone claiming to represent PerkPoint.

7. Limitation

To the fullest extent permitted by law, PerkPoint disclaims liability for any loss or damage arising from reliance on information on this website or from actions or omissions of third-party merchants, banks, or payment networks.

8. Contact

If anything on this website is unclear, please reach out via our Contact Us page.

PerkPoint

A simple rewards platform that gives you cashback in Indian Rupees on everyday card and UPI payments.

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© 2026 PerkPoint. All rights reserved. Made in India, for India 🇮🇳

PerkPoint is an independent cashback rewards platform. We are not a bank, and we are not affiliated with, endorsed by, or acting on behalf of the National Payments Corporation of India (NPCI), UPI, RBI, Visa, Mastercard, RuPay, or any card-issuing bank. Cashback amounts, offers, and eligibility are decided by participating partner merchants and may change at any time. Please read our Terms & Conditions and Disclaimer before using the platform.